By Ray Williams December, 2021 Current times are tumultuous. Political strife and violence, environmental degradation, corporate corruption and economic and social insecurity mark the daily lives of many. The times call out desperately for compassionate leaders. How...
By Ray Williams September 18, 2021 If you are starting to plan for college, retirement, buy your first home, or other big goals that may be years ahead of you, you should multiply the years ahead by 365. Measuring time in days instead of months, or months instead of...
